Refi Safeguards

Not a government website. Independent education site, not affiliated with the Department of Veterans Affairs.

Tool

Mailer check

Safeguard

Answer five questions about the look, deadline, promises, quoted numbers and company details of a mailer or call. The check counts warning signs and links to the next step. It does not judge any company, nothing is preselected or stored, and it is not a government tool.

Last reviewed against the primary sources listed below.

About the mailer or call

How to read your result

The result lists warning signs you marked and what each means.

What to do next

Verify the company's license before responding, and report misleading offers.

A screen, not a verdict

Even an offer with no warning signs should be compared with others.

Mailer questions

Does a high count mean it is a scam?

Not necessarily, but verify the company before responding.

VA and consumer protection sources