Refi Safeguards

Not a government website. Independent education site, not affiliated with the Department of Veterans Affairs.

Sorting real refinance offers from aggressive mail aimed at VA homeowners

Reporting a bad offer

Safeguard

You can submit a complaint to the CFPB about a mortgage company or misleading marketing, and your state's financial regulator oversees licensed lenders. Keep the mailer, envelope and any notes from calls. Reporting helps regulators spot patterns even if you did not respond.

Last reviewed against the primary sources listed below.

Keep

Mailer questions

Who regulates mortgage companies in my state?

Your state's financial regulator; CSBS lists them.

VA and consumer protection sources

Next: mailer check