Sorting real refinance offers from aggressive mail aimed at VA homeowners
VA and consumer protection sources
Safeguard
Refi Safeguards relies on VA's home loan pages and circulars, 38 U.S.C. 3709, and CFPB, CSBS and licensing resources. It is not a government website.
Last reviewed against the primary sources listed below.
Updates
We recheck these sources and show the date at the top.
VA and consumer protection sources
- VA: VA home loans
- VA: Interest rate reduction refinance loan
- VA Circular 26-19-22: Policy guidance for IRRRLs under Public Law 115-174
- VA Circular 26-18-30: Revisions to VA-guaranteed cash-out refinancing home loans
- 38 U.S. Code section 3709: Refinancing of housing loans (LII)
- CFPB: Fraud and scams
- CFPB: Consumer Complaint Database
- Consumer Access: the national mortgage licensing lookup
- CSBS: Contact your state financial regulator
- CFPB: What is a Loan Estimate?
- CFPB: Loan Estimate explainer
- CFPB: What is amortization? (explained with an auto loan example)