Refi Safeguards

Not a government website. Independent education site, not affiliated with the Department of Veterans Affairs.

Sorting real refinance offers from aggressive mail aimed at VA homeowners

Trigger leads

Safeguard

When you apply for a mortgage, the credit inquiry can be sold as a lead, and other companies may call or mail you. You can opt out of prescreened offers. Deal only with the lender you chose unless you decide to compare.

Last reviewed against the primary sources listed below.

Do

Mailer questions

Why am I getting calls after applying?

Your inquiry may have been sold as a lead.

Can I stop these offers?

You can opt out of prescreened offers.

VA and consumer protection sources

Next: official-looking mail