Refi Safeguards

Not a government website. Independent education site, not affiliated with the Department of Veterans Affairs.

Sorting real refinance offers from aggressive mail aimed at VA homeowners

Checking a license

Safeguard

Mortgage companies and loan officers must be licensed or registered. You can look them up in the public state licensing registry. Confirm the name and number on the offer match the registry before you share information.

Last reviewed against the primary sources listed below.

Check

Mailer questions

How can I tell if a lender is legitimate?

Look it up in the public licensing registry.

What if the company is not listed?

Do not share information and consider reporting it.

VA and consumer protection sources

Next: check a mailer